Category: Life Insurance

Recent Post

What is a Life Insurance Policy Rider?

A policy rider is an optional benefit that can be added to a life insurance policy for an extra premi

Is There A Difference in How Often I Pay My Life Insurance Premiums?

Changing how often you pay your premium could save you money. It may be a lot in some cases. You almo

Is There Any Way to Guarantee the Death Benefit on My Cash Value Life Insurance Policy?

An issue that has always caused concern with universal life (UL) is that the death benefit is not gua

How Does Your Medical Condition Impact Your Life Insurance?

Once a life insurance company receives your application for life insurance, its underwriting departme

How Will My Build Affect My Life Insurance Premium?

This can often depend on the life insurance company. Your height and weight can have a significant im

What is Insurable Interest?

Insurable interest means that the person who is purchasing the policy has more to lose than to gain b

How Will Tobacco Usage Affect My Life Insurance Premiums?

This will depend on the carrier. Carriers also consider the different forms of tobacco, such as cigar

Who Should I Name as the Policy Owner for My Life Insurance?

What Should I Consider in Choosing a Beneficiary? This will really depend on your personal situation,

What is Term Life Insurance?

Term life insurance provides coverage for a specified period of one or more years. It pays a death be

What is Permanent (Cash Value) Life Insurance?

Permanent life insurance refers to any cash value type of insurance that provides continuous coverage