This can often depend on the life insurance company. Your height and weight can have a significant impact on your life insurance premium. As your doctor probably reminds you each year, the more you weigh, the greater your chances are of certain health conditions.
And with life insurance companies, the more you weigh, the more you will pay. This extra amount of premium is incremental and increases as your weight increases over the desired weight. Even a slight amount of extra weight can change your rate class from an insurance company’s best rate.
The tables below contain the representative height and weight guidelines from a life insurance company.